By charging up front, without insurance, FOLX is able to provide: That means paying for insurance, but paying another ~$1,644 before insurance will actually cover anything. ![]() The average deductible for 2020 was $1,644. Hear us out.įOLX costs in cash are generally less than what most people pay out of pocket for co-pays and deductibles. FOLX doesn’t accept insurance, and is a “self-pay” service. Our current healthcare system is locked into an insurance scheme that incentivizes insurance companies to skimp on care and providers to make decisions on behalf of patients based on how they get paid.
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